Effective Date: January 1, 2025
Last Updated: January 1, 2025
Welcome to Finance Focus Academy. These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "Student," "you") and Finance Focus Academy ("Company," "we," "us," "our"), a registered educational institution (Registration No: 96763751) located at 7556 Donald Island Suite 843, Christoton, WC 9078, South Africa.
By accessing our website at https://financefocusacademy.com, enrolling in our courses, or using any of our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our services.
You must be at least 18 years old to use our services. By registering for an account or purchasing a course, you represent and warrant that:
To access our courses, you must create an account by providing accurate and complete information, including your name, email address, and payment details.
You are responsible for:
We are not liable for any loss or damage arising from your failure to protect your account information.
We reserve the right to suspend or terminate your account if:
When you purchase a course, you receive a non-exclusive, non-transferable license to access the course materials for personal educational use only.
All course prices are listed in US Dollars (USD). Payment must be made in full at the time of purchase unless otherwise specified. We accept major credit cards and other payment methods as displayed on our website.
Unless otherwise stated, you receive lifetime access to purchased courses, which means:
We reserve the right to modify, suspend, or discontinue any course at any time, though we will provide reasonable notice when possible.
Course access is typically granted immediately upon successful payment. Access credentials will be sent to your registered email address. You are responsible for checking your email (including spam folders) for course access information.
All content on our platform, including but not limited to:
are owned by Finance Focus Academy or our licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not:
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and view course materials solely for your personal, non-commercial educational purposes.
You agree not to:
Upon successful completion of a course, you may receive a certificate of completion. Certificates are issued based on:
Our certificates represent completion of our educational programs but do not:
While our courses provide high-quality financial education, students are responsible for:
Our courses are provided for educational purposes only. The information provided does not constitute:
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:
We do not guarantee that:
To the fullest extent permitted by law, Finance Focus Academy and its officers, directors, employees, and agents shall not be liable for:
Our total liability shall not exceed the amount you paid for the specific course giving rise to the claim.
You agree to indemnify, defend, and hold harmless Finance Focus Academy, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising from:
Our refund policy is detailed in our separate Refund Policy document. By purchasing a course, you acknowledge that you have read and agree to our refund terms.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our privacy practices as described in the Privacy Policy.
Our platform may integrate with or link to third-party services, websites, or applications. We are not responsible for:
Your use of third-party services is at your own risk and subject to their terms and conditions.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website with an updated "Last Updated" date. Material changes will be communicated via:
Your continued use of our services after changes constitutes acceptance of the modified Terms.
You may terminate your account at any time by contacting us at info@financefocusacademy.com. Termination does not entitle you to a refund unless specified in our Refund Policy.
We may terminate or suspend your access immediately, without prior notice, for:
Upon termination:
These Terms are governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of South Africa.
Before initiating legal proceedings, parties agree to attempt to resolve disputes through good-faith negotiations. If negotiations fail within 30 days, disputes may be submitted to binding arbitration or court proceedings.
These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Finance Focus Academy regarding our services.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign our rights and obligations without restriction.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, pandemics, or infrastructure failures.
For questions about these Terms or our services, please contact us:
Finance Focus Academy
Registration No: 96763751
Address: 7556 Donald Island Suite 843, Christoton, WC 9078, South Africa
Phone: +9716018521447
Email: info@financefocusacademy.com
By using Finance Focus Academy's services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.